Choose which hand you want to play, the Player’s hand (pays 1:1), the Banker’s hand (pays 1:1 less a 5% house commission), or a tie (pays 9:1). The Player and the Banker then receive 2 cards each. The object of the game is to attain a total as close to 9 as possible. Aces are worth 1. Face cards and tens are worth 0. The remaining cards are worth their face value. If the total of the hand exceeds nine, the value of the right digit is taken. For example, a 9 and a 6 (15) would equate to 5.

The rest of each round is dictated by the following rules:

  • If either the Player’s or the Banker’s hand totals 8 or 9, neither player receives a third card and the hand closest to nine wins.
  • The Player’s hand will always hit on a total of 5 or less and will stand on 6 or higher.
  • If the Player stands, the Banker will also hit on a total of 5 or less and will stand on a total of 6 or more.
  • If the Player takes a third card, the Banker proceeds based on the following table. The Banker’s response is based on the Player’s third card.
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S
6 S S S S S H H S S
5 S S S S H H H S S
4 S S H H H H H S S
3 H H H H H H H S H
2 H H H H H H H H H
1 H H H H H H H H H
0 H H H H H H H H H


= Player’s Third Card
= Banker’s Score
S= Stand

If the hand ends up tied, the tie bet pays 9:1 and all other bets are pushed back. 
H= Hit